by cbobo | Oct 21, 2023 | Annuities, Pension, TSP Investing
Annuities offer stability during inflation Annuities can be beneficial during periods of inflation for several reasons. Inflation erodes the purchasing power of money over time, and annuities offer certain features that can help investors mitigate the negative effects...
by cbobo | Oct 21, 2023 | Pension, Thrift Savings Plan
Retirement differences are fairly dramatic Federal retirement and private retirement differ in several key aspects, primarily due to their distinct structures, funding mechanisms, and benefits. Here’s a concise comparison: Source of Funding: Federal Retirement:...
by cbobo | Jun 16, 2023 | Annuities, Thrift Savings Plan, TSP Investing
Options with TSP should be weighed against risk tolerance. At retirement, individuals with a Federal Thrift Savings Plan (TSP) have several options to consider for managing their funds. The TSP is a retirement savings and investment plan available to federal...
by cbobo | Jun 16, 2023 | IRA, Pension, Retirement Book
Federal employee retirement comes with its own set of challenges that employees need to navigate. Funding and Financial Planning: One of the significant challenges is ensuring adequate funding for retirement. Federal employees contribute to the Federal Employees...
